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Terms and Conditions

1. Introduction

Welcome to Compare Card Charges (“we”, “us”, “our”). These Terms and Conditions govern your use of our website and services.

By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our website.

2. About Our Service

Compare Card Charges is a UK-based comparison service that helps businesses compare card payment providers and identify opportunities to reduce payment processing costs.

We do not directly provide merchant services, payment processing facilities, or card payment solutions. Our role is to connect users with suitable providers based on the information supplied.

3. Eligibility

By using this website, you confirm that:

  • You are at least 18 years of age.
  • You are acting on behalf of a business or have authority to make enquiries on behalf of a business.
  • The information you provide is accurate, complete, and up to date.

4. Information Submitted

When submitting an enquiry through our website, you agree that:

  • All information provided is truthful and accurate.
  • You have permission to provide any business information submitted.
  • We may use the information to identify suitable payment providers and comparison opportunities.

Providing false or misleading information may affect the accuracy of any comparisons or quotations received.

5. Comparison Service

We aim to connect users with relevant payment providers based on the information submitted.

However, we do not guarantee:

  • The availability of any provider.
  • Acceptance by any provider.
  • Specific pricing, savings, or service outcomes.
  • That any quotation received will be the lowest available in the market.

Any agreement entered into between you and a third-party provider is solely between you and that provider.

6. Partner Contact

By submitting your details through our website, you agree that Compare Card Charges and its trusted partners may contact you by:

  • Telephone
  • Email
  • SMS
  • Other reasonable communication methods

for the purpose of discussing your enquiry and providing information about relevant payment processing services.

You may withdraw your consent at any time.

7. Third-Party Providers

Our website may introduce you to third-party payment providers and service partners.

We are not responsible for:

  • The products or services they provide.
  • Their pricing, terms, or performance.
  • Any agreements entered into between you and them.
  • The content of third-party websites.

You should review the provider’s own terms, conditions, and privacy policies before entering into any agreement.

8. Intellectual Property

All content on this website, including text, graphics, logos, branding, design elements, and software, is owned by or licensed to Compare Card Charges and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, or commercially exploit any content without prior written permission.

9. Website Availability

We make reasonable efforts to ensure our website remains accessible and accurate.

However, we do not guarantee that:

  • The website will always be available.
  • The website will operate without interruption.
  • Information on the website will always be complete, accurate, or up to date.

We reserve the right to modify, suspend, or discontinue any part of the website without notice.

10. Limitation of Liability

To the fullest extent permitted by law, Compare Card Charges shall not be liable for any direct, indirect, incidental, consequential, or special losses arising from:

  • Use of this website.
  • Reliance on information contained on this website.
  • Services provided by third-party providers.
  • Website downtime or technical issues.

Nothing in these Terms excludes or limits liability for fraud, fraudulent misrepresentation, death, or personal injury caused by negligence where such liability cannot legally be excluded.

11. Privacy and Data Protection

Your use of this website is also governed by our Privacy Policy.

We process personal data in accordance with UK GDPR, the Data Protection Act 2018, and applicable UK data protection laws.

12. Cookies

Our website uses cookies and similar technologies to improve user experience and analyse website performance.

By continuing to use the website, you agree to our use of cookies as described in our Privacy Policy and Cookie Policy.

13. Changes to These Terms

We may update these Terms and Conditions from time to time.

Any updates will be published on this page and become effective immediately upon publication.

Continued use of the website following any changes constitutes acceptance of the revised Terms.

14. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales.

Any disputes arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

15. Contact Us

If you have any questions regarding these Terms and Conditions, please contact us through the contact form available on our website.